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Are you curious about the balance of your account? 

In this blog post, we will show you how to check your account balance in a few easy steps. We will also provide tips on how to stay informed about your account activity. 

a person checking the balance of his account

How to check the balance of my account

Here are the most common ways to check your account balance:

1. Online banking

If you have online banking set up with your financial institution, checking your account balance is easy. You’ll need to have a digital login, which means a username and a password. This is easy to set up after signing up for your bank, and once you do it, you can check your balance online at any time.

How to check my bank account balance online

Here is a general process for checking your accounts online. Your specific bank’s process may vary from this, so make sure to check with your financial institution.

  1. Log in to your online banking account.
  2. Click on the “Accounts” tab.
  3. Select the account you would like to view the balance for.
  4. Click on the “Details” link.
  5. Scroll down to see your account balance.
  6. If you would like to print or save a copy of this information, click on the “Print” or “PDF” link at the top of the page.

Related: Is It Safe to Order Checks Online?

How do I check my account balance on Google?

If you want to check your Google Play balance online on the computer, try the following steps:

  1. Open the Google Play site on your browser
  2. Log into your account on Google Play
  3. You’ll be taken to the “My Account” page
  4. Click on the “Payment Methods” option in the left menu, which is right under the “Account” button
  5. Your balance will be shown on this page
  6. Screenshot, save, or print the balance if you need to
a man checking the balance of his account thru mobile banking

2. Mobile banking

Another easy way to check your account balance is through mobile banking. This is convenient if you’re out and about and need to check your balance quickly. And it is essential if you’re traveling, as it can be difficult to access your online banking while abroad or don’t have a computer.

Not only can you use your banking app on your phone, but it will also be available on your tablet if you spend most of your time browsing there. Many other features come with banking apps, such as digital deposits, customer support, and making payments. Different banks offer different features with their apps, so it’s best to explore what each one has to offer before choosing which one to use.

How do I check my bank balance on my phone?

These days, with apps even more accessible than ever, it’s easy to check your bank balance on your phone. Here are some steps you can follow:

  1. Download your bank’s app from the Google Play Store or App Store
  2. Open the app and log in with your credentials
  3. Select the account you want to view
  4. Check the balance at the top of the account page
  5. You should be able to see pending transactions, as well as your account history

Can I check my balance on Google Pay?

If you have a Google account, you can check your account balance on your mobile phone by following these steps:

  1. Log in to your Google App on your phone
  2. Tap on the profile icon, located in the upper-right corner
  3. Select “payments and subscriptions”
  4. Select “payment methods”
  5. Select “Google Play balance”
  6. A window will pop up displaying your current Google Play balance
a woman on his laptop checking the balance of her account

3. ATM

You can also check your account balance at an ATM. This is a good option if you need cash and want to know how much you have available in your account. While there is often a fee for taking out money, there usually isn’t a fee for simply checking your balance.

You can usually check both checking and savings account balances from an ATM. Just make sure to be secure when entering your PIN number.

Related: When You Get a New Debit Card Does the Card Number Change?

4. In-person

You can also inquire about your account balance in person. This might be the best option if you have questions about your account or need more information than your balance, such as how to open a new type of account. It’s also a good option if you don’t feel comfortable using online or mobile banking.

If you have a teller at your financial institution, they can print out a statement of your account balance for you. You can also ask about recent activity in your account and any upcoming fees.

Many banks have several locations nationwide, while other ones solely operate online. There are benefits and drawbacks to both types of banks. It really depends on your needs as a customer and what type of relationship you want to have with your bank.

You may also be interested in: What is a Certified Check – and How Do I Get One?

5. Over the phone

If you can’t get to a computer, in-person bank, or an ATM, you can also call your bank to check your account balance. There may be an automated system that will give you your balance after you enter your account number and PIN. Or, you may need to speak with a customer service representative.

In some cases, the customer service representative may need to verify your identity before giving you any account information. This is to protect you and your money from fraudsters.

When calling, have your account number handy as well as any other necessary information, such as your Social Security number or date of birth.

6. With email or text alerts

If you want to automate the process of checking your account, many banks offer email or text alerts. This can be a convenient way to stay on top of your account balance without having to log in or call your bank every time you want to check it.

You can set up alerts for when your account reaches a certain balance, when there’s activity in your account, or when a payment is due. This can help you with budgeting, to avoid overdraft fees, prevent fraudulent charges, and keep track of your account.

You can set up these alerts by logging into your online banking account and going to the notifications tab or settings. From there, you can add, edit, or delete any alerts that you have set up. Give your bank a call if you’re having trouble setting up these alerts.

7. Third-party apps

There are also several third-party apps that you can use to check your account balance. Some of these apps are specific to one bank, while others work with multiple banks.

A popular app that works with multiple banks is Mint. This app gives you an overview of all of your finances in one place. You can see not only your account balances, but also your credit score, recent transactions, and upcoming bills.

a woman checking the balance of her account thru a third party apps

Another benefit of using a third-party app is that you can usually set up budgeting goals and track your spending.

This can help you stay on top of your finances and make better financial decisions. When choosing a third-party app, be sure to read the reviews and do some research to make sure it’s legitimate. You should also contact your bank to see if they offer any recommendations for apps that work with their accounts.

What’s the difference between account balance and available balance?

Your account balance is the total amount of money in your account, while your available balance is the amount of money that you can spend. Your available balance may be less than your account balance because of holds or pending transactions.

For example, if you write a check, that money isn’t available to you until the check clears. The same is true for debit card transactions. When you make a purchase with your debit card, the funds aren’t immediately available because the transaction needs to go through the bank’s processing system.

Your account balance will also reflect any fees or interest that have been charged to your account. So, if you’re being charged a monthly fee, that will be deducted from your account balance.

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