Fetch Rewards is a popular app that rewards users with free gift cards for uploading receipts. While that sounds great in theory, it’s always important to ask the question that you should ask for any app before handing over your details: is Fetch Rewards safe?
Firstly, it’s important to note that Fetch Rewards is a legitimate app that’s been around since 2013. It has millions of users and high ratings in both the App Store and Google Play Store. Fetch Rewards makes money through affiliate and partner revenue, so it can provide users with its rewards program for free.
However, it’s justified if you have concerns about the safety of using Fetch Rewards. Users are required to submit personal information such as their name, email address, and phone number to join the app. Additionally, users are technically selling their consumer data to Fetch Rewards in exchange for earning rewards.
That’s why, in this article, I’ll examine the security measures that Fetch Rewards takes to protect user data and whether it’s safe to use the app.
Spoiler alert: Fetch Rewards is ok, but my favorite cash back app is easily Ibotta. It lets you get money back at over 1,500 retailers, it’s very easy to use and you’ll get $20 for free once you redeem your first offer.
What Is Fetch Rewards?
Fetch Rewards is a free-to-download mobile app that rewards you with points every time you shop. By logging your receipts and orders, you can earn credits to spend on gift cards. It’s an easy and convenient way to earn rewards without having to do anything extra.
The app partners with many popular brands and retailers, including Walmart, Target, and Amazon, among others. When you make a purchase from one of these partners, you can earn points that can be redeemed for gift cards to popular retailers such as Amazon, Target, and Starbucks, among others.
Fetch Rewards is available on both iOS and Android devices and has a 4.8 out of 5 rating in the Apple App Store and a 4.6 out of 5 rating in the Google Play Store. The app is easy to use and navigate, and you can start earning rewards right away.
How Does Fetch Rewards Work?
Fetch Rewards is a mobile app that allows users to earn rewards by simply scanning their grocery receipts. Here’s how it works:
- Download the Fetch Rewards app from the App Store or Google Play Store.
- After creating an account, take a photo of your grocery receipt using the app.
- Fetch Rewards will scan your receipt and automatically give you points based on the items you purchased.
- Once you’ve accumulated enough points, you can redeem them for gift cards to popular retailers such as Amazon, Target, and Walmart.
It’s important to note that Fetch Rewards only accepts receipts from grocery stores, drug stores, and convenience stores. Additionally, receipts must be less than 14 days old in order to be eligible for rewards.
One unique feature of Fetch Rewards is that it allows users to earn points for purchasing specific brands or products. These offers are updated regularly and can be found in the “Special Offers” section of the app.
Fetch Rewards also offers bonus points for referring friends to the app. Simply share your referral code with friends and family, and once they sign up and scan their first receipt, you’ll both receive bonus points.
Overall, Fetch Rewards is a safe and easy way to earn rewards for your everyday purchases. With its user-friendly interface and variety of reward options, it’s no surprise that the app has become increasingly popular among shoppers.
Want to double up on your savings on purchases? Download the Honey browser extension.
It works silently in the background as you shop online, by automatically applying discounts to your online shopping carts. It can also tell you if something you’re about to buy is cheaper on another site.
Honey is such a great little (and FREE) app and when combined with a cashback app, it can really help you to maximize your budget – especially on things you’d be buying anyway!
Is Fetch Rewards Safe?
The short answer is yes, Fetch Rewards is safe. The app uses standard security measures to protect your data, and it’s wise to use a strong password to protect your account. In addition, the app appears to take security seriously and encourages users to protect their account and personal information.
If you’re considering using Fetch Rewards, it’s natural to wonder if it’s safe. After all, you’re providing personal information and linking your credit or debit card to the app. So, is Fetch Rewards safe to use?
In general, it’s actually pretty good compared to many other similar apps. However, at the same time, like any app, it’s not 100% safe.
There are good signs though. For example, you can use the app without linking your credit or debit card, and you don’t have to use the eReceipts feature to earn free gift cards.
Also, Fetch Rewards makes money through affiliate and partner revenue, and not through selling user data. The app does collect some personal information, such as your name, email address, and phone number, but this is standard for most apps.
Overall, Fetch Rewards is a legitimate and safe app to use. Just be sure to protect your account with a strong password and be cautious when linking your credit or debit card.
You may also be interested in: 50 Proven Tips to Save Money and Live Better
Fetch Rewards’ Security Measures
When it comes to using any app, security is always a concern. Fetch Rewards takes security seriously and has measures in place to protect user data. In this section, I’ll explore two of the most important security measures: data encryption and authentication.
Fetch Rewards uses encryption to protect user data. Encryption is the process of converting data into a code that can only be read by authorized parties.
This means that even if someone were to intercept your data, they would not be able to read it.
Fetch Rewards uses bank-level encryption to protect user data. This means that your data is encrypted using the same level of security that banks use to protect their customers’ data.
The app also uses SSL (Secure Sockets Layer) encryption to protect data as it’s transmitted between the app and the server.
Authentication is the process of verifying the identity of a user. Fetch Rewards uses several authentication measures to ensure that only authorized users can access the app.
One of the authentication measures is pretty standard: a password. When you create an account with Fetch Rewards, you’ll be asked to create a password.
Like any app or site, try to choose a strong password that’s difficult to guess. Fetch Rewards also recommends that you change your password regularly to further enhance security.
Another authentication measure is two-factor authentication. Two-factor authentication adds an extra layer of security by requiring users to provide two forms of identification.
For example, when you log in to Fetch Rewards, you may be asked to enter a code that’s sent to your phone via text message. This ensures that even if someone were to obtain your password, they would not be able to access your account without the second form of identification.
In conclusion, Fetch Rewards takes security seriously and has measures in place to protect user data. By using encryption and authentication, the app ensures that user data is protected from unauthorized access.
Fetch Rewards collects information from users to provide its services. This includes personal information such as name, email address, and phone number. The app also collects transaction data, including purchase history and receipts.
Fetch Rewards may also collect information from third-party sources, such as social media platforms or data brokers. This information may be used to improve the app’s services or to provide targeted advertising.
Fetch Rewards may share user data with third-party service providers to provide its services. This includes payment processors, data analytics providers, and advertising partners.
The app may also share user data with law enforcement or other government agencies in response to a legal request or to protect the app and its users from fraud or other illegal activity.
Fetch Rewards anonymizes user data before sharing it with third parties. This means that personal information is removed or altered to prevent identification of individual users.
Users can control the types of data collected and shared by Fetch Rewards through their app settings. The app also provides options for opting out of targeted advertising and deleting user data.
Overall, Fetch Rewards takes user privacy seriously and provides options for controlling the collection and sharing of personal information. However, users should be aware of the types of data collected and shared when using the app.
Fetch Rewards has a 4.3-star rating on Trustpilot and thousands of positive reviews. Here are some of the reviews from actual users:
- “Fetch is easy to use and you get your points almost immediately.” – Cam S.
- “I love Fetch Rewards! It’s so easy to use and I’ve earned so many gift cards just by scanning my receipts.” – Sarah T.
- “I’ve been using Fetch Rewards for over a year now and have had no issues. It’s a great way to earn rewards for things I’m already buying.” – Jason M.
While the majority of reviews are positive, there are a few negative reviews as well. In particular, some users have reported issues with the app crashing or not properly registering their receipts.
However, these issues seem to be relatively rare and Fetch Rewards has a customer service team that’s responsive to user complaints. They’re also not an indicator on whether or not Fetch Rewards is safe, rather than that there just may be some bugs in its app.
Overall, user reviews suggest that Fetch Rewards is a safe and reliable app for earning rewards on everyday purchases. And in that way you may be able to save $5,000 in 6 months.
Fetch Rewards Alternatives
If you’re looking for other apps to help you save money on groceries, there are several alternatives to Fetch Rewards. Here are three options to consider:
Alternative 1: Ibotta
Ibotta is a popular app that offers cashback on groceries, as well as other purchases like clothing and electronics. And, honestly, that’s for good reason – in my opinion, Ibotta is by far the best app to get cashback on your shopping based on the range of retailers, the rewards you can earn and its ease of use.
And one of the best parts is that you’ll get $20 for free once you redeem your first offer after signing up with Ibotta.
To use the app, you’ll need to browse available offers and add them to your account. Then, when you go shopping, you’ll need to scan your receipts to earn cashback. Ibotta also offers bonuses for completing certain tasks, like redeeming a certain number of offers in a month.
Free sign-up bonus: $20
Ibotta’s a completely free app that gives you cash back on what you’re buying already – groceries, medicine, clothes and more.
In fact, users make $150 per year on average – not including your free $20 welcome bonus – with over $682 million having been paid out, so you know Ibotta is definitely legit.
Alternative 2: Rakuten
Rakuten, which you may know as its previous name, Ebates, is a cashback website and app that offers rewards for shopping at certain retailers.
This app works much like the others, in that it will let you earn a percentage of your purchase back in cashback when you shop at a participating retailer. Rakuten also offers bonuses for referring friends and completing certain tasks.
The list of retailers it has in its list is pretty impressive – less than Ibotta but more than Fetch Rewards. Plus, when you sign up, simply spend $30 at a participating retailer after you sign up with Rakuten and you’ll get $30 for free!
Bonus option: Honey
If you’re really looking to both save and earn money from your shopping, you should really look into installing a browser extension like Honey.
It works silently in the background and automatically applies discounts to your online shopping carts. It can also tell you if something you’re about to buy is cheaper elsewhere.
It’s such a great little app and when combined with a cashback app, it can really help you to maximize living on a budget and save money.
Is Fetch Rewards Legit or a Scam?
After researching and using the app myself, my conclusion is that Fetch Rewards is indeed a legitimate app. It’s transparent about how it makes money and takes user privacy seriously. In addition, reviews from other users are generally positive and don’t give any indication that Fetch Rewards is a scam.
Just to reiterate, Fetch Rewards has been around since 2013 and has a strong presence in both the App Store and Google Play Store. It has a high rating in both stores and many positive reviews from users who have earned rewards through the app.
As mentioned above, Fetch Rewards makes money through affiliate and partner revenue, which means that it earns a commission for every purchase made through the app. This revenue allows Fetch Rewards to provide rewards to its users without charging them any fees and is definitely a legit way for the app to function.
In addition, Fetch Rewards collects data on users’ shopping habits, but this data is anonymous and is used to help brands better understand their customers. Fetch Rewards does not sell or share user data with third parties.
Overall, Fetch Rewards is a legitimate app that allows users to earn rewards for their shopping purchases. While it may not be the highest-paying rewards app out there, it’s a safe and reliable option for those looking to earn a little extra money.
How Does Fetch Rewards Make Money?
Fetch Rewards makes money with affiliate and partner revenue. Specifically, partners with various brands and retailers to offer users exclusive deals and discounts. When users take advantage of these offers, Fetch Rewards earns a commission from the brand or retailer. This allows them to provide their service to users free of charge.
The app also collects data on user purchasing habits, which they can use to provide insights and analytics to brands and retailers. This data is anonymized and combined with data from millions of other users, ensuring that individual user information remains private.
Fetch Rewards also offers a paid version of their service called Fetch Pro. This version is designed for businesses and offers additional features such as custom branding, team management tools, and detailed analytics. Fetch Pro is a source of revenue for the company.
In brief, Fetch Rewards makes money through a combination of affiliate and partner revenue, data analytics, and a paid version of their service for businesses. This allows them to offer their core service of rewards for free to users.
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Are Receipt Scanning Apps Safe?
Receipt scanning apps have become increasingly popular in recent years, offering users a convenient way to earn rewards and save money. However, many people are understandably concerned about the safety and security of these apps.
One of the biggest concerns with receipt scanning apps is the potential for data breaches. If a hacker were to gain access to your account, they could potentially steal your personal information and use it for fraudulent purposes.
To mitigate this risk, it’s important to choose a reputable app with robust security measures in place.
Another potential issue with receipt scanning apps is privacy. Some apps may scan your email or track your location in order to offer targeted rewards.
Despite these concerns, many receipt scanning apps have a strong track record of safety and security. Apps like Fetch Rewards, for example, use encryption to protect your data and have strict security protocols in place to prevent unauthorized access.
Ultimately, the safety of receipt scanning apps comes down to choosing a reputable app with strong security measures in place. By doing your research and taking the necessary precautions, you can enjoy the benefits of these apps without putting your personal information at risk.
Does Fetch Rewards Sell Your Information?
Yes, Fetch Rewards does sell information, but nothing personally identifiable. Instead, Fetch Rewards collects data about your shopping habits and preferences, such as the brands you buy and the types of products you purchase. This information is then aggregated with data from other users and sold to companies
These companies then use these details for market research and advertising purposes.
As mentioned, one big thing to be aware of is that Fetch Rewards does not sell any personally identifiable information, such as your name, address, or credit card information. Additionally, users have control over their data and can choose to opt-out of data sharing at any time in the app settings.
Basically, while Fetch Rewards does sell some user data, it’s not anything out of the ordinary for a rewards app. As long as you’re comfortable with your shopping data being used for market research and advertising purposes, Fetch Rewards is a safe and legitimate app to use.
Find out more about: 11 Great Ways to Save Money Without a Bank Account
What does Fetch Rewards do with your receipts?
Fetch Rewards uses your receipts to track your purchases and provide you with personalized offers and rewards. The app scans your receipts for information such as the store name, purchase date, and items purchased. This information is then used to create a profile of your shopping habits, which Fetch Rewards uses to recommend products and promotions that may interest you.
If you’re concerned about the security of your personal information, Fetch Rewards uses industry-standard security measures to protect your data. This includes encryption and secure storage of your information.
Additionally, the app does not store your credit card or banking information, so your financial data is safe.
From the information available, it seems that Fetch Rewards takes your privacy and security seriously. They use your receipts to provide you with personalized offers and rewards, but they do not sell your personal information to third parties.
Importantly, your data is protected using industry-standard security measures, and your financial information is not stored in the app.
Why does Fetch Rewards want receipts?
The main reason Fetch Rewards wants receipts is to verify your purchases. This ensures that you actually bought the products you claim to have bought. By requiring a receipt, Fetch Rewards can prevent fraud and ensure that only valid purchases are eligible for rewards.
To redeem points, all you have to do is upload your receipt through the app or connect your email address to scan eReceipts. When you upload a receipt, Fetch Rewards scans it for eligible products and credits your account with points.
Another reason Fetch Rewards wants receipts is to gather data on consumer behavior. Fetch Rewards partners with brands to incentivize consumers to purchase their products.
By analyzing receipt data, Fetch Rewards can provide brands with valuable insights into consumer behavior and purchasing patterns. This data can help brands improve their products and marketing strategies.
Finally, Fetch Rewards wants receipts to improve their app and user experience. By analyzing receipt data, Fetch Rewards can identify trends and patterns in consumer behavior. This information can be used to improve the app’s functionality and user experience.
For example, if Fetch Rewards notices that users are having trouble uploading receipts, they can make changes to the app to make the process easier and more intuitive.
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Is Fetch Rewards Legal?
Yes, Fetch Rewards is legal and operates under the laws and regulations of the United States. The app is a legitimate way to earn rewards for your everyday purchases. It’s not a scam or a pyramid scheme.
The app partners with various brands and retailers to offer discounts and rewards to users. The brands pay to have their products featured on the app, and in return, users earn points for purchasing those products.
The rewards are paid out in the form of gift cards, which can be redeemed at various retailers.
Fetch Rewards does not collect any sensitive information, such as bank or credit card information, from its users. The app only requires access to your camera and photo library to scan and upload receipts.
The information on the receipts is used to verify your purchases and award you points.
In addition, Fetch Rewards is not affiliated with any specific store or brand. Users can earn rewards for purchases made at any grocery store or retailer that sells the participating brands. This means that you can continue to shop at your favorite stores and still earn rewards through the app.
This means that, when put together, Fetch Rewards can be considered a legal and legitimate way to earn rewards for your everyday purchases.
What is the downside of Fetch Rewards?
While Fetch Rewards is a great app for earning cash back on your everyday purchases, it does have a few downsides to consider before signing up. One downside of Fetch Rewards is that it doesn’t offer discounts on fresh produce or generic items. This means that you won’t earn as many points for buying fruits, vegetables, and other healthy foods.
However, you can still earn points for packaged items from name brands, which is great if you tend to buy a lot of processed foods.
Another downside of Fetch Rewards is that it can take a while to accumulate enough points to redeem them for rewards. For example, a $25 Amazon gift card now requires 28,000 points, which can take a while to earn if you’re only earning a few points per purchase.
However, if you’re a frequent shopper, you can earn points quickly and redeem them for rewards more often.
Finally, Fetch Rewards doesn’t offer as many rewards options as other cash-back apps. While you can redeem your points for gift cards to popular retailers like Amazon, Target, and Walmart, you won’t find as many options as you would with other apps like Ibotta or Rakuten.
Overall, while Fetch Rewards has a few downsides to consider, it’s still a great app for earning cash back on your everyday purchases. If you’re looking for a simple and easy-to-use cash-back app, Fetch Rewards is definitely worth checking out.
Final thoughts on Fetch Rewards being safe
After researching and analyzing various sources, as well as based on using the app itself, it’s clear that Fetch Rewards is a legitimate and safe app to use. The app has millions of users and a high rating on Trustpilot, indicating that many people trust and enjoy using the app.
While no app can be 100% protected from hackers, Fetch Rewards takes security seriously and encourages users to create strong passwords to protect their accounts and personal information.
Fetch Rewards offers a simple and easy way to earn rewards by simply scanning receipts. It’s a great way to save money on everyday purchases and earn free gift cards. The app is user-friendly, and the rewards program is straightforward and easy to understand.
Overall, if you’re looking for a safe and easy way to earn rewards on your everyday purchases, Fetch Rewards is definitely worth considering. Just make sure you only use it to buy things that you’d be buying anyway, as buying extra items in an attempt to earn more points isn’t actually financially worth it in the long run.