Wells Fargo is one of the largest banks in the United States, providing financial services to millions of customers. And if you happen to be one of them, it can definitely be handy to know the Wells Fargo routing number for your state or that applies to your transaction.
After all, did you know that using the wrong routing number could lead to your money being sent to the wrong place?
Read on to learn more about just how to avoid this costly mistake.
Wells Fargo routing number
The Wells Fargo routing number that applies to you depends on the location where you opened your account. This is because the routing number is a nine-digit code that identifies the bank and the location where your account was opened.
To find the correct routing number for your Wells Fargo account, check the table below – or you can also check your account statement or contact Wells Fargo customer service.
Just remember that it’s important to use the correct routing number to avoid any delays or errors in processing your transactions, so double checking is definitely worth your while.
|District of Columbia||054001220|
|American Forces Abroad; American Samoa; North Mariana Islands; Puerto Rico; US Virgin Islands||121042882|
Other routing numbers for Wells Fargo
In some cases, there are specific Wells Fargo routing numbers that apply for certain transactions. These include:
- The routing number for the Wells Fargo EasyPay Card is 031302777
- The routing number for the Wells Fargo Command Asset Program is 102307164
Wells Fargo wire routing number
The Wells Fargo wire routing number for domestic wire transfers is 121000248, while the routing number for international wire transfers is WFBIUS6S, which is a SWIFT code (also known as Bank Identifier Code or BIC).
These are used for wire transfer transactions. A wire transfer is a fast and secure way to send money from one bank account to another, either domestically or internationally.
The wire routing number is a unique code that identifies the bank and the location where the account was opened. When you initiate a wire transfer, you’ll need to provide:
- The wire routing number
- The recipient’s account number
- The recipient’s name and address
In addition, if you’re doing an international wire transfer, you’ll also need to provide the following:
- The name of the recipient’s bank
- The type of bank account (such as savings or checking)
- The SWIFT code
- The currency of the transfer
- The reason for the transfer
- Other information depending on the location of the receiving bank
It’s important to use the correct routing number to ensure that your wire transfer is processed quickly and accurately. This is also applicable to other banks like Wells Fargo routing numbers.
You may also be interested in: Citibank Routing Numbers (by State): Ultimate Guide (2023)
Wells Fargo routing numbers for lines of credit
Wells Fargo line of credit routing numbers are used to make payments to your Wells Fargo Line of Credit account. A Line of Credit is a type of loan that allows you to borrow money up to a certain limit, and you can repay the loan and borrow again as needed.
When you open a Line of Credit account with Wells Fargo, you will be assigned a unique routing number that is used for payments to your account.
You can find your Wells Fargo Line of Credit Routing Number below based on your account number, but you can also check your account statement or contact Wells Fargo customer service:
|Account Number||Routing Number|
|650, 651, 654||121042882|
|661, 662, 663||321270742|
How do I find my Wells Fargo routing number?
You can find your Wells Fargo routing number in several ways:
- Check your Wells Fargo account statement: Your routing number will be listed on your monthly account statement.
- Look up your routing number online: You can find your routing number by visiting the Wells Fargo website and searching for your routing number by state or by the type of account you have (or just by checking further up this page!)
- Contact Wells Fargo customer service: You can call Wells Fargo customer service at 1-800-869-3557 and ask for your routing number.
- Check your checkbook: If you have a Wells Fargo checkbook, your routing number will be printed at the bottom of each check. The routing number is the first nine digits of the string of numbers at the bottom left of the check.
Remember that different routing numbers are used for different types of transactions, so it’s important to make sure you have the correct routing number for the type of transaction you are making.
How do I find my routing and account number in the Wells Fargo app?
To find your Wells Fargo routing number on the app, follow these simple steps:
- Open the Wells Fargo app and select either your checking or savings account.
- At the top of the screen, you’ll see the last four digits of your account number.
- Click on this four-digit account link.
- You’ll then see a new box appear that contains both your Wells Fargo routing number and account number.
Are all routing numbers the same for Wells Fargo?
No, not all routing numbers are the same for Wells Fargo. Wells Fargo uses different routing numbers for different types of transactions and for different regions. For example, the routing number for a wire transfer may be different from the routing number for a direct deposit or an ACH transfer.
Additionally, the routing number may vary based on the state or region where the account was opened.
Always make sure you use the correct routing number for the specific type of transaction you are making to ensure that your transaction is processed quickly and accurately.
Are Wells Fargo ACH and wire routing numbers the same?
No, the Wells Fargo ACH (Automated Clearing House) routing numbers and wire routing numbers are not the same. Specifically, the Wells Fargo wire routing number for domestic wire transfers is 121000248, while the ACH routing number may be different based on the region or state where the account was opened.
ACH routing numbers are used for electronic transactions such as direct deposits, bill payments, and other transfers initiated by automated clearinghouses.
On the other hand, wire transfer routing numbers are used for transferring funds from one bank to another in real-time.
Is 121000248 a valid routing number for Wells Fargo?
Yes, 121000248 is a valid routing number for Wells Fargo. This routing number is used for domestic wire transfers. It is also known as the Wells Fargo wire transfer routing number.
Routing numbers are unique nine-digit codes that identify the bank and the location where your account was opened. Different routing numbers are used for different types of transactions, such as wire transfers, direct deposits, and paper checks.
Why does Wells Fargo have two different routing numbers?
Wells Fargo has two different routing numbers because they serve different purposes.
The first routing number is used for ACH (Automated Clearing House) transactions, such as direct deposits, electronic payments, and transfers. ACH transactions are processed in batches and are often used for recurring transactions such as payroll or bill payments.
The ACH routing number may vary based on the state or region where the account was opened.
The second routing number is used for wire transfers, which are real-time transfers of funds from one bank to another. Wire transfers are often used for urgent or high-value transactions and require the use of a unique routing number to ensure that the funds are transferred quickly and accurately.
This routing number is the same for all Wells Fargo locations and is often referred to as the Wells Fargo wire transfer routing number.
Having two different routing numbers allows Wells Fargo to process different types of transactions more efficiently and accurately.
What happens if you use a wire routing number instead of ACH?
If you use the Wells Fargo wire routing number instead of the ACH routing number for an ACH transaction, your transaction may be delayed or rejected. ACH (Automated Clearing House) transactions and wire transfers are processed differently, and using the wrong routing number can cause problems with processing.
Using the Wells Fargo wire routing number for an ACH transaction can cause the transaction to be routed incorrectly, resulting in a delay in the processing of the payment. In some cases, the payment may be rejected, and you may need to initiate the payment again with the correct routing number.
To avoid any issues, make sure to use the correct routing number for the specific type of transaction you are making.