If you’re a customer of JPMorgan Chase, you’re probably familiar with the concept of routing numbers. These unique nine-digit codes are used to identify banks during financial transactions, allowing for money to be transferred quickly and efficiently.
However, navigating the world of banking can be daunting, especially when it comes to something as crucial as your JPMorgan Chase routing number.
Whether you’re a new customer or have been with Chase for years, it’s important to understand the ins and outs of routing numbers to avoid any potential mistakes or complications in getting your money.
Chase routing numbers (by state)
The Chase routing number that applies to you depends on the state where you opened your account, as each state has its own unique routing number.
Check the table below to determine your specific Chase routing number:
|New York – Downstate
|New York – Upstate
Chase routing number for wire transfers
The Chase routing number for wire transfers is 021000021. To receive a wire transfer with Chase, you’ll need to provide the sender with your account number and this routing number.
Here are the steps to receive a wire transfer with Chase:
- Provide the sender with your account number and the Chase routing number for wire transfers.
- Make sure that the sender has included your full name and account number on the wire transfer instructions.
- Check with Chase to ensure that your account is set up to receive wire transfers. Some accounts may require additional verification before wire transfers can be received.
- Once the wire transfer has been initiated by the sender, it typically takes one to two business days for the funds to be credited to your account.
It’s important to note that wire transfers may come with fees, so be sure to check with Chase to understand any potential charges. Additionally, it’s essential to provide accurate information to the sender to ensure that the wire transfer is successful.
Chase SWIFT code for international wire transfers
The Chase SWIFT code for international wire transfers is CHASUS33.
When making an international wire transfer to a Chase bank account, you’ll need to provide the sender with the following information:
- The full name of the account holder, their address and their account number
- The Chase SWIFT code, which is CHASUS33
- The Chase routing number for wire transfers, which is 021000021
- The address of the Chase bank where the account is held
- The purpose of the transfer
- Any other information that the sending bank may require, which can vary depending on where they’re located.
Make sure you double check that all of this information is accurate and up to date when you provide it to the sender to avoid any delays or complications in processing the wire transfer.
How do I find my JPMorgan Chase routing number?
To find your Chase routing number, there are several options available:
- Look at your checkbook: Your Chase routing number can be found on the bottom left-hand corner of your check. The routing number is the nine-digit code that precedes your account number.
- Check your account statement: Your Chase routing number is often included on your account statement, which you can access online or through the mail.
- Visit the Chase website: You can also find your routing number by visiting the Chase website and logging into your account. Once you’re logged in, navigate to the “Account details” section, and your routing number should be listed there.
- Contact Chase customer service: If you’re still having trouble finding your routing number, you can contact Chase customer service for assistance. They will be able to provide you with the correct routing number for your account.
How do I find my routing number in the Chase app?
To find your Chase routing number in the Chase mobile app, follow these steps:
- Open the Chase app on your mobile device and log in to your account.
- Tap on the menu icon (three horizontal lines) in the top left corner of the screen.
- Scroll down and tap on “Accounts.”
- Tap on the account for which you need the routing number.
- Scroll down to the “Account details” section, and your routing number should be listed there.
If you have multiple accounts with Chase, make sure to select the correct account to view the corresponding routing number.
- Wells Fargo Routing Numbers (2023) by State: Ultimate Guide
- Citibank Routing Numbers (by State): Ultimate Guide (2023)
Are all Chase routing numbers the same?
No, not all routing numbers are the same for Chase, as each state has its own unique routing number. In addition, there are different routing numbers used for specific types of transactions, such as wire transfers or direct deposits.
Using the correct routing number for the specific transaction you are conducting helps to ensure that it is processed accurately and efficiently.
As outlined above, there are several ways to determine the correct routing number for your specific account and transaction and it’s always a good idea to double check it before confirming a transfer.
Does Chase have 2 routing numbers?
No, Chase has more than two routing numbers. In particular, each state has its own routing number, with the one that applies to you being based on the state in which you opened your account. In addition, there is a different routing number for wire transfers.
This is why it’s always a good idea to check which routing number applies to you to make sure you get your money on time.